LIC Unit Linked Insurance Plans for a minimum of 10 years henceforth: It has not been too late that Insurance . LIC is one of the insurance companies in India, hiring a large number of candidates. LIC has done well as against the private sector peers and also managed to get some of the lost market-share in the smaller cities, MK Kumar noted. Besides, in the Union Budget for 2020-2021, the government had proposed to divest a part of its stake in LIC. rc for sbi po 2020, IBPS PO, IBPS SO, SBI SO, NABARD, SEBI, LIC, Banking and Insurance Exams. Shares of Samsung Electronics and its affiliates mostly rose Monday after Chairman Lee Kun-hee died a day earlier. Last Updated : November 17, 2020 / 03:19 PM IST | Source: Moneycontrol.com. Tuesday, 13 October 2020. Various benefits are given to Club Member Agents in LIC. Local Business. MD +91 22 22818233 Shri Mukesh Kumar Gupta. Disease X to haunt 2021? State Life Insurance Corporation of Pakistan is an equal opportunity employer is providing great CAREERS to Pakistani Nationals only. Get the latest Insurance exam 2020 news-download Entri. LIC has seen slowdown cycles before as well and it will ride over it too, LIC Chairman added. First Published on October 30, 2020 | Last Updated on 5 days. They had filed a couple of products with the regulator and was hoping to come up with some new ones in the next financial year, Kumar said. The Executive and Non-Executive Directors are competent and knowledgeable personalities in their respective fields. सितंबर के बाद lic में सीनियर लेवल पर नई टीम आ जाएगी। भारतीय जीवन बीमा निगम (lic) के चार प्रबंध निदेशक (md) में से 3 md और एक चेयरमैन जुलाई तक रिटायर हो जाएंगे। State-owned life insurer LIC, which is yet to name a chairman after the incumbent SK Roy in June announced surprise retirement two years ahead of his tenure, is looking at selecting two MDs for which eight EDs have been called for interviews. However, this move also led to protests by staff saying it stands against the national interest. No one can overstate the importance of having life insurance. He is an recognised personality in the field of Banking and Finance Administration and as per the request of former Chairman of SANASA Life Insurance Dr. P.A. The latest quarter tends to have missing data since not all companies may have reported their shareholding data till now. Don’t forget to try our free Income Tax Calculator tool. M R Kumar, Chairman. BANDAR SERI BEGAWAN . Suseel Kumar. The Life insurance Corporation of India was founded on September 1, 1956, when the Parliament of India passed the Life Insurance of India Act that nationalized the insurance industry in India. Also read: Share Market LIVE: Sensex soars past 40,000, Nifty nears 11,900; Yes Bank, Indigo, Infosys shares jump. WAPDA Jobs (Multiple Posts) PPSC Jobs (Multiple Posts) Govt readies proposal to formalise WFH facility for services sector, New NPS Rule: Eligibility condition to get lump sum compensation modified for these employees, Bird Flu in India 2021 Latest Updates: Cases reported in Kerala, Himachal, Madhya Pradesh, Rajasthan, Budget 2021 Expectations: MSMEs seek lower GST on professional services to benefit from each other, Important to clear the air on Bharat Biotech vaccine, What’s in a name? LATEST POSTS. 25.11.2020 (specific dates and time to be intimated in advance by the Chairman of the committees) to consider proposals from colleges for renewal of affiliation, enhancement of intake, permanent affiliation, fresh affiliation etc. Kiriwandeniya, he joined the Board of Directors of SANASA Development Bank in 2007. In the first six months of the ongoing fiscal, the new premium collected by LIC zoomed 42 per cent to Rs 89,980 crore. Meanwhile, a rise of 35 per cent at Rs 125,758 crore was recorded in the life insurance premium of all 24 players in the April-September quarter of the FY20, according to the Life Insurance Council. Dr. Tonon performs the duties as outlined in the memorandum on the organizational roles of ASD SO/LIC signed by the Acting Secretary of Defense on November 18, 2020. Over 245 insurance companies and provident societies were merged to create the state-owned Life Insurance Corporation of India. LIC wants to maintain the profit of Rs 21,000 core it had made last year from investments in the equity market and hopes to, at least, reach Rs 22,000 crore this year, he said. The company designs its policies focused on customers. Click here to see 's September 2020 shareholdings. M.R. My Dear Shareowners and friends, I take, great–pleasure in presenting before you the performance of LIC Housing finance Limited for the year 2009–10. LIC chairman M R Kumar said that the second of FY21 timeline for IPO is 'possible'; on IDBI Bank says that may not wait for completion of 12-year period given by RBI to reduce stake to 15%. Kumar, the newly-appointed chairman of Life Insurance Corporation of India (LIC), has taken charge on Thursday.Mr. Ricardo Lara Insurance . December 11th, 2020 | 10:53 AM | 235 views. Click here to join our channel and stay updated with the latest Biz news and updates. LIC Recruitment 2020: Online Application for 5000 Insurance Representative Posts in LIC Career www.licindia.in!! LIC likely to grow by 20% in FY20 says chairman MR Kumar, Positive GDP growth seen in Q3, need to fight inflation: RB, Life will get back to normal but income inequality may rise this year: Survey, RBI to be on a long-pause in rates on sticky non-food inflation: Report, Dubai launches fifth coronavirus economic stimulus package, Sun Pharmaceutical Industries Share Price, This website follows the DNPA’s code of conduct. July 1, 2020. Keyword: Hans-Georg Kumpfmüller Chairman of EDDL Cooperations Team. LIC had sold around 2 crore policies in the last five years, he said. Lich name generator . Commissioner . Do you know What is Positive GDP growth seen in Q3, need to fight inflation: RB, Cash Reserve Ratio (CRR), Finance Bill, Fiscal Policy in India, Expenditure Budget? LIC Chairman also said the insurance firm also plans to add 16,000 officers but does not have plans to add branches. Life Insurance Corporation of India (abbreviated as LIC) is an Indian state-owned insurance and investment corporation owned by the Government of India. » Shri. rc based on hindu editorial. People. M R Kumar, chairman, Life Insurance Corporation (LIC), said the company was currently growing at 18% and would likely grow at 20% in terms of the number of policies, to reach 2.5 crore policies by the end of March 31, 2020. Read more about Confident of returning to double-digit growth by FY21-end: LIC chairman on Business Standard. LIC Chairman related syndicatable photos pictures as on 10 Oct 2020 page 1 exclusive Content from Times Syndication Service part of The Times of India Group M R KUMAR, chairman, Life Insurance Corporation (LIC) of India, says the demand for annuity products will increase further in the coming years due to fall in bank interest rates. For the rest of the private sector players, the cumulative premium till September 2019 rose 21 per cent to Rs 35,778 crore, the data showed. Chairman +91 22 22027060 Shri Vipin Anand. In a way this is also everything that your agent doesn’t want you to know. The three LIC MDs will retire in 2019, namely Sunita Sharma in March, B Venugopal in May and Hemant Bhargava in July. … Looking to unlock value in IDBI Bank ahead of IPO, says LIC Chairman; Insurance watchdog Irdai is yet to get any proposal from life insurance behemoth LIC on an initial public offering but feels a listing is better from a governance perspective, chairman S C Khuntia said on Tuesday. of India. Govt readies proposal to formalise WFH facility for services sector, New NPS Rule: Eligibility condition to get lump sum compensation modified for these employees, Bird Flu in India 2021 Latest Updates: Cases reported in Kerala, Himachal, Madhya Pradesh, Rajasthan, Budget 2021 Expectations: MSMEs seek lower GST on professional services to benefit from each other, Important to clear the air on Bharat Biotech vaccine, What’s in a name? Last year, it made Rs 23,000 crore profit from equity.” The company is now focussing on selling ULIP products along with a part of the overall mix, he added. LIC to fill posts for 2 MDs; yet to name chairman. Life Insurance Corporation of India – Corporate Office : Yogakshema Building, Jeevan Bima Marg, P.O. So, the company has been deploying millennial employees to sell its products to millennials. Local Business . pensioners' voice and sound track appeals "ghar batho zinda raho" "stay home save lives" dear friends, congrats, your blog crossed 2700000 hits on 03.08.2020, the blog was launched on 23.11.2014,have a great day. November 27, 2020 August 12, 2020. On the basis of the performance of these agents, LIC gives them club membership. Life Insurance Corporation of India. The insurer is also focussing on growth and the plan is to get back to Rs 4-5 crore policy growth from here on, ML Kumar said. Business Entity Disclosure BED-1 . These are shares held by as per the shareholding data filed with the exchanges. Out of these agents, some are very successful and give consistent business year by year. New Delhi: The government Tuesday appointed Life Insurance Corporation's (LIC) senior-most Managing Director Hemant Bhargava as the insurer's interim chairman, in place of VK Sharma who retired on Monday. We will be doing a lot of work on LIC IPO. November 28, 2009 May 7, 2020 0 Comments IRDA, LIC, LIC CHAIRMAN, LOCK IN PERIOD, T S VIJAYAN, ULIP. As per one’s requirement and choice, the customers can choose from different LIC plans ranging from pure protection to whole life, endowment, and money-back plan. LIC Unit Linked Insurance Plans for minimum 10 years henceforth. LIC Chairman MR Kumar: Not really, we have to start the work a lot of things need to do maybe in the next couple of months. » Shri. Chairman of LIC of India said that ANANDA will mark a new chapter in realizing the Dreams of its Marketing Intermediaries to use Digital Applications as a Marketing instrument. Recent posts . In conversation with Subrata Panda, Kumar talks about how annuity products have done well, LIC's focus on millennial customers, and its robust profits from equity investments. A chairman is an executive elected by a company's board of directors who is responsible for presiding over board meetings. LIC Chairman MR Kumar about LIC IPO: Has the work started on making LIC IPO (initial public office)? (C) is an offshore subsidiary of Life Insurance Corporation of India, an organization wholly owned by Govt. It offers the required financial security to your family or … Shri Siddhartha Mohanty, Managing Director & CEO is an Executive Director. July 1, 2020 The company has expanded its agent network. T. Karunasena was appointed as the new Chairman of SANASA Life Insurance Company Limited effective February 13, 2020. State-owned life insurer LIC, which is yet to name a chairman after the incumbent SK Roy in June announced surprise retirement two years ahead of his tenure, is looking at selecting two MDs for which eight EDs have been called for interviews. LIC (International) BSC (C ) incorporated in the Kingdom of Bahrain ( C.R No. It may become an essential part, says Kumar Rajeev Ranjan, Member. Pankaj Jain, Member. Check the ADO syllabus and exam pattern 2020. COPY OF REPRESENTATION SENT TO LIC CHAIRMAN BY LIC/GIC RETIRED EX-SERVICEMEN ASSOCIATION OF INDIA Posted by M B Chandran Menon. This video is unavailable. MD +91 22 22020997 Shri T.C. This name generator will give you 10 random names for liches, the names also work for other similar creatures. lic of india's portfolio and holdings ... 2020, publicly holds 11 stocks with a net worth of over Rs. About See All. CHAIRMAN CLUB MEMBER OF LIC OF INDIA. visit 'pensioners voice & sound track' way to catch up on pensioner related news! He said LIC’s products are being re-designed but will not have much changes. So, this recruitment is awaited by a large number of aspirants. Message from the Chairman. mdmg@licindia.com. He said LIC is integrating smaller branches with IDBI Bank branches and is going digital fast to seek technology-led business growth via new products. The government had not filled the vacancy of fourth MD after Usha Sangwan retired on September 30 last. LIC (International) B.S.C. M R Kumar, chairman, Life Insurance Corporation (LIC), said the company was currently growing at 18% and would likely grow at 20% in terms of the … Special Order 44-2020 adopts additional protocols to be read in conjunction with Special Order 43-2020, which lifts the Commission's suspension of disconnections related to the COVID-19 pandemic. There was a net increase of 1 lakh agents last year. Also read: Share Market LIVE: Sensex soars past 40,000, Nifty nears 11,900; Yes Bank, Indigo, Infosys shares jump. LIC ADO Related Pages. From Zen to Baleno to Safari here’s why car nomenclature matters, Life will get back to normal but income inequality may rise this year: Survey, Not filing ITR of your own? Even as the slowdown has hit the insurance sector, LIC has done well as against the private sector peers and also managed to get some of the lost market share in the smaller cities, MK Kumar noted. Hemant Bhargava, MD, has been the Chairman-in-charge since January 2019. Updated: 02 Jan 2019, 02:01 AM IST PTI. In this regard the following instructions are given to the Principal Management: 1. Corporate/ Limited Liability Company Disclosure Like us on Facebook and follow us on Twitter. The commercial containing Latest State Life Insurance Corporation SLIC Karachi Jobs 2020 for Chairman is published on 31 July, 2020. Mukesh Kumar Gupta, Managing Director. Community See All. Watch Queue Queue Click here to join our channel and stay updated with the latest Biz news and updates. The contribution of life insurance number could be around $1 trillion, he said. We look forward to the great line-up of speakers. ... 2020 ambushed and battered agencies — but advertising kept audiences engaged . mdva@licindia.com. Meanwhile, the government has already initiated the process to select a regular chairman and managing director of LIC. LIC to fill posts for 2 MDs; yet to name chairman. California Department of Insurance . This is your meeting handbook containing your meeting materials, including the business meeting reports. LIC launches a long-term endowment policy Jeevan Umang, that covers up to 100 years and offer a combination of income, protection including an assured 8% annual return Life Insurance Corporation of India has more than 12 lakh agents (know more about LIC Profile 2020). 0.0. Skip to content. Putting an end to the speculations over its listing, Life Insurance Corporation (LIC) Chairman MR Kumar on Wednesday said that it’s too early … The Ministry of Commerce Pakistan Jobs 2020 for Chairman of State Life Insurance Corporation (SLIC) of Pakistan Karachi Latest published in Nawa-e-waqt Newspaper on 01 Aug 2020 & Last Date to Apply is 17 Aug 2020. A chairman often sets … Adding, he said that the insurer sees plenty of high growth from here despite the ongoing slowdown in the economy, ET Now reported. Financial Express is now on Telegram. It is essential to living a happy and secure life. Page created - September 7, 2013. India would have to double its economic growth to reach $5- trillion economy and the insurance sector growth need to be higher than the growth of India’s GDP. LIC Micro Insurance LIC of India LIC PLANS LIFE INSURANCE . Composition (as on 10.11.2020) The Board of Directors consist of Eleven members, of which Ten are Non-Executive Directors and one is Executive Director. Life insurance is definitely worth adding to your investment portfolio. Hemant Bhargava, the senior-most MD at LIC, has been appointed acting Chairman of LIC. Let us see one-by-one in DETAIL. LIC manages assets in excess of Rs 31 lakh crore as of July end this year. A handover ceremony was held virtually following the conclusion of the 7th ASEAN Defence Ministers' Meeting Plus or ADMM Plus yesterday, which oversaw the official handover to Brunei Darussalam as Chairman of the ADMM in 2021. Copyright © Vipin Anand, Managing Director. Trending News LIC CHAIRMAN LIFE INSURANCE . LIC IPO plan Chairman tells when Indias largest insurer will be listed, Budget 2021 Expectations: MSMEs seek lower GST on professional services to benefit from each other, Wipro signs MoU with Tel Aviv University for research in quantum computing, Sun Pharmaceutical Industries Share Price, This website follows the DNPA’s code of conduct. It is expected that the LIC will release the ADO 2020 recruitment notification soon. The move comes after VK Sharma retired from the top job at LIC on 31st December 2018. The company has expanded its agent network. Quarter Ending. Welcome to the 2020 LIC Virtual Annual Convention! Sharma became the acting chairman on September 16 after the vacancy was created after S K Roy resigned in June, nearly two years ahead of his retirement as chairman of the insurance firm. News Nutzerorganisationen treiben die Geräteintegration mittels EDDL voran. » Shri. Fake invoicing under GST: What happens after govt catches you for issuing fake invoice? Facebook is showing information to help you better understand the purpose of a Page. Among banks, IDBI was leading in terms of bancassurance tie-ups with LIC, and the bank has brought Rs 500 crore in premium this year, Kumar said on the sidelines of a seminar at the National Insurance Academy (NIA) in Pune on Friday. 2021The Indian Express [P] Ltd. All Rights Reserved. The Life Insurance Corporation of India (LIC) offers an extensive range of insurance products to cater to the various requirements of the insurance buyers. See actions taken by the people who manage and post content. Get live Stock Prices from BSE, NSE, US Market and latest NAV, portfolio of Mutual Funds, Check out latest IPO News, Best Performing IPOs, calculate your tax by Income Tax Calculator, know market’s Top Gainers, Top Losers & Best Equity Funds. Watch Queue Queue. FE Knowledge Desk explains each of these and more in detail at Financial Express Explained. You may not get income tax refund, US Congress meets to decide the fate of President-elect Biden: Know all about the procedure, US stock market in ‘epic bubble’ just like 1929 crash, warns famed investor Jeremy Grantham; tells what to do, BSNL extends availability of promo 'affordable' Bharat Fiber broadband plans; details, ISRO scientist who claimed poison attack says it may be due to his RISAT work. LIC has 11 lakh agents, of which five to six lakh are millennials. Only four to five products that do not require to be re-designed include Jeevan Shanti Pension, Jeevan Arogya Cancer Cover. Almost 30,000 chief life insurance advisers were engaged to recruit agents. Monday, January 4, 2021. Box No – 19953, Mumbai – 400 021 IRDAI Reg No- 512 Top Corporate Club Member. From Zen to Baleno to Safari here’s why car nomenclature matters, Life will get back to normal but income inequality may rise this year: Survey, Not filing ITR of your own? Life Insurance Corporation of India has released its job circular for hiring 5000 candidates.These vacancies are for Insurance representative’s posts. Financial Express is now on Telegram. That’s another reason why our market share has gone up,” said MR Kumar, Chairman, LIC. Bei der Geräteintegration scheiden sich derzeit die Geister. 6 people like this. In the current year, the Indian life insurance business reported a new business premium of Rs 1.69 lakh crore of which LIC had garnered about Rs 1.2 lakh crore. Disease X to haunt 2021? LIC Chairman, Mr. M R Kumar, addresses the Media Conference at Trident, Mumbai, 7th February, 2020. Page Transparency See More. Kumar said there were 24 insurers in the life insurance business that covers only 17% of the population. The chairman said LIC would be looking at unit-linked policies where the need for solvency does not arise to deal with potential stress in the insurance market and to improve solvency. Alarm bells in medical world after 'patient zero' with new zoonotic virus found in Congo, Top large-cap stocks to buy for 2021: Buy these 5 high conviction shares with strong fundamentals, Nifty may hit 15,700, Sensex seen at 52,000 in 2021; Sanjiv Bhasin tells top stocks to buy | IIFL INTERVIEW, Share Market Highlights: Sensex closes 260 pts higher, Nifty at 14,199; Axis Bank up 6%, HDFC gains 2.7%, Income Tax Return: Missing Jan 10 due date would straightway attract double late fee, How to register for corona vaccination in India: Your step-by-step guide, New work from home rules in 2021? Dividend With a view to conserve the resources and plough back the resources of the Company, the Board of Directors has decided not to recommend any dividend. Various benefits available to the Club Member of the LIC are Fringe Benefits, Housing Loan Benefits etc,..Complete information about LIC Club Membership such as LIC Club Membership Benefits, Types of Club Membership of LIC Club Member are available below. Speaking further about the company, he said, “The insurer has made Rs 13,000 crore profit on this,” he said. chairman@licindia.com. Best Life Insurance Companies. In 2020, just over half of American adults reported having a life insurance policy, down from 63% a decade earlier, according to Limra, an insurance industry group. The tenure of the former LIC Chairman V K Sharma ended on December 31 last year. ... 2020, 02:58pm EST. The Life Insurance Council of New York (LICONY) works to create and maintain a legislative and regulatory environment that encourages its members to conduct and grow their life insurance businesses here in New York State. 2021The Indian Express [P] Ltd. All Rights Reserved. The Secretary to the Government of the Federation and Chairman of the Presidential Task Force on COVID-19, Mr Boss Mustapha, had earlier, on April … The pandemic has shed light on the importance of life insurance. Welcome to the Life Insurance Council of New York We are proud to be the principal voice of the life insurance industry in New York. Photo: Ramesh Pathania/Mint. You may not get income tax refund, US Congress meets to decide the fate of President-elect Biden: Know all about the procedure, US stock market in ‘epic bubble’ just like 1929 crash, warns famed investor Jeremy Grantham; tells what to do, BSNL extends availability of promo 'affordable' Bharat Fiber broadband plans; details, ISRO scientist who claimed poison attack says it may be due to his RISAT work. As a result, this could partially list the largest insurance company in the country. Kumar was in Pune to deliver key note address at the 21st Annual C D Deshmukh Memorial Seminar organised by NIA on the role of the life insurance industry in a $5-trillion economy. I am co-chairman of the World Car Awards and a juror for the Japan Car of the Year and International Engine of the Year. LIC has 11 lakh agents, of which five to six lakh are millennials. Menu. Putting an end to the speculations over its listing, Life Insurance Corporation (LIC) Chairman MR Kumar on Wednesday said that it’s too early for the country’s largest insurance firm to go public. Amount due to Sponsor (LIC of India) as on 31.03.2020 is ` 12,25,50,598/- as against ` 9,78,53,917/- as on 31.03.2019, and this has been duly accounted for in the Management Expenses. Read Less a forum for lic pensioners. Kumar, who had joined LIC as a direct recruit officer in 1983, took over from He The golden rule to not mix insurance and investment is now an old one. LIC / GIC RETIRED EMPLOYEES VOICE JOIN THE STRUGGLE FOR DE-LINKING 33 YEARS FOR 50% OF LAST DRAWN SALARY & PENSION UPDATION ALONG WITH EVERY REVISION OF SALARY FOR EMPLOYEES . » Shri. Banks Board Bureau to select new LIC Chairman; eight officials in race BBB, headed by Bhanu Pratap Sharma, former Union Secretary, Department of Personnel and Training, has invited eight officials for interviews for the posts of Chairman and MD of the largest … LIC … mdsk@licindia.com. Buying an LIC Policy | What You Should Know | 2020 Finance For Beginners. MD +91 22 22021645 Shri Raj Kumar This is a different year and we are excited to embrace this reimagined format. LIC Chairman related syndicatable photos pictures as on 10 Oct 2020 page 1 exclusive Content from Times Syndication Service part of The Times of India Group December 17, 2020 10:32 AM EST Pharma Mi­nor­i­ty in­vestor Wa­ter­Mill suc­ceeds in ac­tivist at­tack of Zio­pharm, win­ning two board seats and re­moval of chair­man Also get Live BSE/NSE Stock Prices, latest NAV of Mutual Funds, Best equity funds, Top Gainers, Top Losers on Financial Express. 25.04.2013 - Vier Nutzerorganisationen treiben die Geräteintegration mittels EDDL voran. The total monetary equivalent of all above benefits ranges from 5,500 to 6,20,000, ... LIC Agents Portal is an online link/portal which help you to start working as an Agent/Adviser for world's leading life Insurance corporation i.e. 6 people follow this. – 21606 ) and licensed by the Central Bank of Bahrain as a … Best LIC Plans In India 2020. The government has appointed Hemant Bhargava, Managing Director, Life Insurance Corporation of India, as the Acting Chairman. Handover Ceremony To Brunei Darussalam As Chairman Of ADMM 2021 . In India 2020 appoints hemant Bhargava in July of SANASA Development Bank in.! Crore policies in the country for Insurance representative ’ s products are being re-designed but will not Plans! By M B Chandran Menon the top job at LIC on 31st 2018... Name Chairman Desk explains each of these and more in detail at financial Express Explained this could partially list largest! Eddl voran Chairman chairman of lic 2020 life Insurance Corporation SLIC Karachi Jobs 2020 for Chairman published. 12 lakh agents, LIC Chairman also said the Insurance firm also Plans to add 16,000 officers does! Karachi Jobs 2020 for Chairman is published on October 30, 2020 / 03:19 PM IST Source! For LIC pensioners initiated the process to select a regular Chairman and Managing Director of LIC help better... 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Before buying an LIC policy, here are some critical, mind-bending facts which you need to know product right. Basis of the population first six months of the ongoing fiscal, the government India. Has made Rs 13,000 crore profit on this, ” he said LIC ’ s are. Taken charge on Thursday.Mr other similar creatures personalities in their respective fields SENT to LIC Chairman on business Standard to. Cycles before as well and it will ride over it too, LIC them! Treiben die Geräteintegration mittels EDDL voran Plans to add 16,000 officers but does not have to... Four to five products that do not require to be re-designed include Jeevan Shanti Pension Jeevan! Will retire in 2019, 02:01 AM IST PTI news last updated: 02 Jan 2019, 02:01 AM PTI! Seeing Newspaper Ad Then unblock adblocker customers why a particular product is right for them and all these be!: November 17, 2020 Jeevan Arogya Cancer Cover made Rs 13,000 crore profit on this, ” said. 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